Mo Ghara Yojana Odisha 2026
Mo Ghara Scheme is a state level government scheme started by the government of Odisha. Under this scheme, eligible families can get housing loan assistance, subject to the applicable scheme rules and conditions.
Under the Mo Ghara Scheme , eligible families may receive assistance based on the applicable loan amount and government guidelines.
Families of Odisha who meet the prescribed eligibility conditions can apply for the scheme. The eligibility may depend on factors such as housing condition, family income, existing government housing assistance and land ownership.
In this article, important information related to Mo Ghara Yojana Odisha 2026 is explained, including benefits, eligibility, loan amount, documents, online application and login process.
Mo Ghara Yojana Odisha List 2026
Through the scheme launched by the Odisha Government, eligible families who meet the prescribed conditions can apply for Odisha Mo Ghara Scheme 2026 .
The scheme provides housing loan assistance according to the applicable loan slab. The loan is subject to the prescribed repayment terms and scheme guidelines.
To become eligible under the Odisha Mo Ghara Yojana , applicants need to provide the required documents and information as prescribed by the scheme.
Key Highlights Mo Ghara Yojana Odisha
| Scheme Name | Mo Ghara Yojana Odisha |
| Launched By | Odisha Government |
| State | Odisha |
| Beneficiaries | Eligible people of Odisha |
| Year | 2026 |
| Mode | Online |
| Official Website | https://rh.odisha.gov.in/ |
Objectives of Mo Ghara Scheme
The main objective of Mo Ghara Yojana Odisha is to provide eligible rural families with financial support for construction, improvement or completion of a pucca house according to the applicable scheme guidelines.
The scheme is intended to support eligible families who may not have received adequate assistance through other housing programmes. Beneficiaries may also be able to access other basic facilities through applicable government programmes.
Through the scheme, eligible economically weaker families can get housing loan assistance subject to the applicable conditions, repayment period and subsidy provisions.
Benefits and Features of Mo Ghara Yojana Odisha 2026
- Mo Ghara Yojana has been launched by the Odisha Government.
- Eligible families can receive housing loan assistance according to the applicable scheme rules.
- Under the applicable loan slabs, beneficiaries can obtain housing finance for construction or improvement of their house.
- The loan can be repaid according to the prescribed repayment period and applicable conditions.
- The scheme is intended for eligible lower-income and economically weaker families of Odisha.
- Eligible applicants can apply through the prescribed online application process.
- The scheme may provide subsidy support according to the applicable loan slab and government guidelines.
Eligibility Criteria for Mo Ghara Yojana Odisha
- Applicant should be a resident of Odisha.
- The applicant’s family should meet the prescribed housing conditions under the scheme.
- The family should satisfy the applicable income criteria.
- Families that have already received housing assistance may be subject to the applicable eligibility conditions.
- Applicants must satisfy the prescribed vehicle, employment, pension and other conditions wherever applicable.
- Land ownership and other property-related conditions may also apply according to the scheme guidelines.
Financial Assistance
- Eligible beneficiaries can receive housing loan assistance up to the applicable maximum loan amount.
- The available loan slabs include Rs 1.5 lakh, Rs 2 lakh and Rs 3 lakh as prescribed under the scheme.
- Applicants who have previously received housing assistance may qualify subject to the applicable rules.
- The actual loan, interest rate, EMI and repayment terms depend on the applicable scheme and lending institution.
Subsidy Calculation
The subsidy under Mo Ghara Yojana depends on the applicable loan slab and scheme guidelines. The actual EMI may vary according to the bank, applicable interest rate, loan amount and repayment conditions.
Mo Ghara Yojana Odisha Loan Amount
| Loan Amount | Subsidy Provided |
|---|---|
| 1 Lakh | ₹30,000 |
| 1.5 Lakh | ₹45,000 |
| 2 Lakh | ₹60,000 |
| 3 Lakh | ₹60,000 |
Documents Required
- Applicant’s Aadhaar Card.
- KYC document such as MANREGA Job Card , PAN Card or Voter ID Card.
- RoR under the applicant’s name.
- Salary slip from employer or income certificate from the concerned authority.
- PWD certificate, wherever applicable.
- Caste certificate, if applicable.
Mo Ghara Yojana Odisha Online Apply
To apply under Mo Ghara Yojana, applicants should use the prescribed official website and follow the current application process.
- First, visit the official website of Mo Ghara Yojana.
- After opening the website, check the available registration or application option.
- Open the relevant application form.
- Enter the required details such as name, mobile number, address and other information.
- Upload the required documents carefully.
- After successful registration, log in using the required credentials.
- Complete the application details and submit the application.
Login Process for Mo Ghara Yojana Odisha
- Visit the official website of Odisha Mo Ghara Scheme.
- On the homepage, look for the login option.
- Enter the required login credentials.
- Enter the captcha code, if displayed.
- Click on the login button.
- After successful login, you can access the available application services.
Contact Number
FAQ’s
What is Mo Ghara Scheme?
Mo Ghara Scheme is a housing scheme of the Odisha Government intended to provide housing loan assistance to eligible families according to the prescribed scheme guidelines.
How can I check my Mo Ghara status?
Applicants can use the prescribed official portal and the available application status facility to check their application status.
Can I apply online under Mo Ghara Yojana?
Yes. Eligible applicants can use the prescribed online application process through the official Odisha government portal.